When life shifts, your coverage probably needs to too.
Most coverage problems start with a life event. These are the ones we see most. Each has its own enrollment window.
Turning 26
Aging off a parent's plan. You have a 60-day Special Enrollment Period around your birthday.
Turning 65
Medicare Initial Enrollment Period opens 3 months before the month you turn 65. Timing matters.
New job (or losing one)
COBRA is not your only option, and often not your best one. A Marketplace SEP typically applies.
Divorce
Loss of spousal coverage triggers an SEP. We will help untangle who carries what, and when.
Retirement (before 65)
The gap between retirement and Medicare is its own planning problem. We have answers.
Moving
A permanent move usually triggers an SEP. Networks, premiums, and available carriers change by county.
Ready when you are
A thirty-minute conversation, no pressure to enroll.
Most people leave with a clearer picture of their options, whether they become a client or not.
Standard message and data rates from your carrier may apply.